Housing Overview
Housing Opportunity Center
Property Management
Real Estate Development

Housing Opportunity Center
Foreclosure Intervention Counseling

The foreclosure intervention counseling provided by our Housing Opportunity Center (HOC) is recognized as the leading program of its kind in the Detroit area because of its effectiveness in helping homeowners avoid foreclosure and keep their homes. We are often the last hope for families in foreclosure. Our professional, bilingual and HUD-certified counselors work with homeowners and lenders to renegotiate mortgages into more manageable rates, fees and terms. These arrangements are good for homeowners, good for lenders, and good for neighborhoods because they preserve equity and property values.

Services:

Our foreclosure prevention counseling services are available to low and moderate income homeowners. The services are free. Our counselors are HUD-certified and bilingual, and experts on the loan products and relief programs available to homeowners.

We can often help you keep your home. But even when the HOC cannot prevent the foreclosure, our counselors can assist you in many other ways, including helping you to find affordable housing and build a better financial future.

Please download the packet of information for your foreclosure mitigation counseling appointment. Please print, fill out and bring with you.

The Housing Opportunity Center is located at 3627 Vernor Highway, Detroit, MI 48219. To learn more or schedule an appointment, call us at 313.841.9641 or email us.

 

 

  
   Results
  • The Skillman Foundation calls our services “by far, the best and most effective foreclosure prevention program”
  • Provided foreclosure prevention counseling to 1497 families in 2009; averted 463 foreclosures
  • Research from NeighborWorks America shows that homeowners who receive credit counseling are 60 percent more likely to avoid foreclosure than those who are not counseled
  • Demand for our foreclosure mitigation services increased two and a half times in 2009
  • Selected by Freddie Mac to help distressed borrowers in 38 states
  • Our foreclosure counselors serve more than a 100 families a month
  • 40% of those we counsel for foreclosure are also referred to our Center for Working Families
  • Good, affordable housing available for families whose mortgages cannot be renegotiated

With the generous support of leading foundations and government grants, and working in partnership with other community organizations, we have expanded our program to serve all areas in and around the city. If you are in danger of losing your home, we encourage you to call us early in the foreclosure process. We can help.
Housing Opportunity Center
 

Homebuyer Education
Center for Working Families
Detroit GreenWorks Solutions